Foreclosure Starts 1.04%
February 16, 2012 – The Mortgage Bankers Association reported that the delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 7.58 percent of all loans outstanding as of the end of the fourth quarter of 2011, a decrease …
Mortgage Delinquency Rates fell to 7.58%
February 16, 2012 – The Mortgage Bankers Association reported that the delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 7.58 percent of all loans outstanding as of the end of the fourth quarter of 2011, a decrease …
Consumer Credit Increased 7.5%
February 7, 2012 – The Federal Reserve reported Consumer credit increased at an annual rate of 7-1/2 percent in the fourth quarter. Revolving credit increased at an annual rate of 4-1/2 percent, and non-revolving credit increased 9 percent. In December, consumer credit increased at an …
FRB Survey – Credit Spreads for Auto Loans Eased
January 30, 2012, The Board of Governors of the Federal Reserve announced the results of the January 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Credit spreads for auto loans eased for the quarter. 74% of respondents said that spreads remained basically unchanged. …
FRB Survey – Credit Standards for Auto Loans Eased Somewhat
January 30, 2012, The Board of Governors of the Federal Reserve announced the results of the January 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Credit standards for auto loans eased slightly for the quarter. 86% of respondents said that standards remained basically …
FRB Survey – Credit Standards for Credit Cards Eased
January 30, 2012, The Board of Governors of the Federal Reserve announced the results of the January 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Credit standards for credit cards eased for the quarter. 84% of respondents said that standards remained basically unchanged. …
FRB Survey – Credit Spreads for Credit Cards Eased Slightly
January 30, 2012, The Board of Governors of the Federal Reserve announced the results of the January 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Credit spreads for credit cards eased slightly for the quarter. 92% of respondents said that spreads remained basically …
FRB Survey – Credit Standards for HELOCs Unchanged
January 30, 2012, The Board of Governors of the Federal Reserve announced the results of the January 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Credit standards for HELOCs were unchanged for the quarter. 89% of respondents said that standards remained basically unchanged. …
FRB Survey – Credit Standards for Nontraditional Mortgages Unchanged
January 30, 2012, The Board of Governors of the Federal Reserve announced the results of the January 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Credit standards for Nontraditional Mortgages were unchanged for the quarter. 87% of respondents said that standards remained basically …
FRB Survey – Credit Standards for Prime Mortgages Eased Slightly
January 30, 2012, The Board of Governors of the Federal Reserve announced the results of the January 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Credit standards for Prime Mortgages eased slightly for the quarter. 94% of respondents said that standards remained basically …
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