FRB Survey – Credit Standards for Prime Mortgages Unchanged
May 1, 2012, The Board of Governors of the Federal Reserve announced the results of the April 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Credit standards for Prime Mortgages were unchanged for the quarter. 91% of respondents said that standards remained basically …
FRB Survey – Auto Loan Demand Moderately Stronger
May 1, 2012, The Board of Governors of the Federal Reserve announced the results of the April 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Demand for Auto Loans was moderately stronger. 61% of respondents said demand was about the same. 31% said …
FRB Survey – Credit Card Demand Up Slightly
May 1, 2012, The Board of Governors of the Federal Reserve announced the results of the April 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Demand for Credit Cards was up slightly. 78% of respondents said demand was about the same. 18% said …
FRB Survey – HELOC Demand Flat
May 1, 2012, The Board of Governors of the Federal Reserve announced the results of the April 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Demand for Home Equity Lines of Credit (HELOCS) was flat. 71% of respondents said demand was about the …
FRB Survey – Nontraditional Mortgage Demand Moderately Stronger
May 1, 2012, The Board of Governors of the Federal Reserve announced the results of the April 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Demand for Non-Traditional Mortgages to purchase homes was moderately stronger. 62% of respondents said demand was about the …
FRB Survey – Prime Mortgage Demand Stronger
May 1, 2012, The Board of Governors of the Federal Reserve announced the results of the April 2012 Senior Loan Officer Option Survey on Bank Lending Practices. Demand for Prime Mortgages to purchase homes was Moderately Stronger overall. 55% of respondents said demand was about …
Consumer Credit Increased 4.25%
April 6, 2012 – The Federal Reserve reported consumer credit increased at an annual rate of 4-1/4 percent in February. Revolving credit declined at an annual rate of 3-1/4 percent, while nonrevolving credit increased at an annual rate of 7-3/4 percent. View PDF of Actual …
Consumer Confidence Index Decreased To 70.2
March 27, 2012 – The Conference Board Consumer Confidence Index®, which had increased in February, pulled back slightly in March. The Index now stands at 70.2 (1985=100), down from 71.6 in February. The Present Situation Index, however, increased to 51.0 from 46.4. The Expectations Index …
Financial Obligations Ratio Decreases For 4Q11
March 15, 2012 – Source Federal Reserve Board: This morning, the Fed released data on household debt and obligation ratios for the fourth quarter of 2011. The latest reading in the financial obligations ratio (FOR) of shows a continued improvement dropping to 15.93 from 16.01 …
HELOC Outstanding Balances and Available Credit
February 27, 2012, The Federal Reserve Bank of New York Credit Panel released their quarterly data on consumer credit. HELOC Outstanding balances decreased slightly for the quarter to $627 Billion, and the HELOC Revolving Credit Available decreased slightly to $508 Billion. View PDF of Actual …
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