

30 Year Fixed Rate Increased To 4.09%
February 22, 2012 – The Mortgage Bankers Association reported that the average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($417,500 or less) increased to 4.09 percent from 4.08 percent, with points increasing to 0.53 from 0.51 (including the origination fee) for …


Refi % of Apps Decreased To 80.1%
February 22, 2012 – The Mortgage Bankers Association reported that the refinance share of mortgage activity decreased to 80.1 percent of total applications from 81.1 percent the previous week. The adjustable-rate mortgage (ARM) share of activity decreased to 5.3 percent from 5.4 percent of total …


Mortgage Apps Decreased 4.5%
February 22, 2012 – The Mortgage Bankers Association reported that the mortgage applications decreased 4.5 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending February 17, 2012. The Market Composite Index, a …


Spreads on Home Equity Loans Decreased Slightly
February 21, 2012 – According to Bankrate, the average rate for a new $30k Fixed Rate Home Equity Loan was 5.93% compared with last week of 5.97%. According to the Federal Home Loan Bank of Des Moines, the 15 Year Fully Amortizing Advance Rate for …


Spreads on HELOCs Increased Slightly
February 21, 2012 – According to Bankrate, the average rate for a new $30k Home Equity Line of Credit (HELOC) was 4.65% compared with last week of 4.66%. According to the Federal Home Loan Bank of Des Moines, the 1 week advance rate for the …


30 Year Fixed Rate Increased To 4.08%
February 15, 2012 – The Mortgage Bankers Association reported that the average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($417,500 or less) increased to 4.08 percent from 4.05 percent, with points increasing to 0.51 from 0.44 (including the origination fee) for …


Refi % of Apps Increased To 81.1%
February 15, 2012 – The Mortgage Bankers Association reported that the refinance share of mortgage activity increased to 81.1 percent of total applications from 80.5 percent the previous week. This is the highest refinance share since January 20, 2012. The adjustable-rate mortgage (ARM) share of …


Mortgage Apps Decreased 1.0%
February 15, 2012 – The Mortgage Bankers Association (MBA) released mortgage applications decreased 1.0 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending February 10, 2012. The Market Composite Index, a measure …


Spreads on HELOCs Decreased
February 13, 2012 – According to Bankrate, the average rate for a new $30k Home Equity Line of Credit (HELOC) was 4.66% compared with last week of 4.69%. According to the Federal Home Loan Bank of Des Moines, the 1 week advance rate for the …


Spreads on Home Equity Loans Decreased Slightly
February 13, 2012 – According to Bankrate, the average rate for a new $30k Fixed Rate Home Equity Loan was 5.97% compared with last week of 6.02%. According to the Federal Home Loan Bank of Des Moines, the 15 Year Fully Amortizing Advance Rate for …











